/* ---- NZ CSS Variables ---- */
:root {
  --nz-blue:       #00558b;
  --nz-blue-dark:  #003d66;
  --nz-blue-light: #e8f4fd;
  --nz-blue-mid:   #d0e8f7;
  --nz-gold:       #e8a020;
  --nz-gold-light: #fef9ee;
  --nz-green:      #1a8c4e;
  --nz-text:       #0e1a28;
  --nz-text-mid:   #445060;
  --nz-text-light: #7a8899;
  --nz-border:     #e6e9ef;
  --nz-surface:    #f9fafb;
  --nz-white:      #ffffff;
  --nz-shadow-sm:  0 2px 8px rgba(0,85,139,0.06);
  --nz-shadow-md:  0 6px 24px rgba(0,85,139,0.09);
  --nz-shadow-lg:  0 16px 48px rgba(0,85,139,0.11);
  --nz-radius-sm:  8px;
  --nz-radius-md:  16px;
  --nz-radius-lg:  24px;
  --nz-radius-xl:  36px;
}

/* ---- Base Reset ---- */
.nz-page *, .nz-page *::before, .nz-page *::after { box-sizing: border-box; }
.nz-page {
  font-family: 'Plus Jakarta Sans', sans-serif;
  color: var(--nz-text);
  background: var(--nz-white);
  -webkit-font-smoothing: antialiased;
}
.nz-page h1, .nz-page h2, .nz-page h3,
.nz-page h4, .nz-page h5, .nz-page h6 {
  font-family: 'Fraunces', Georgia, serif;
  line-height: 1.2;
}
a { text-decoration: none; }

/* ============================================
   DISCLAIMER BAR
============================================ */
.nz-disclaimer-bar {
  background: linear-gradient(90deg, #e8f4fd 0%, #d4ecf7 100%);
  border-bottom: 1.5px solid #a3cce8;
  padding: 10px 0;
  font-size: 12.5px;
  font-weight: 600;
  color: #003d66;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.nz-disclaimer-bar .container {
  display: flex; align-items: center; flex-wrap: wrap;
  gap: 8px; justify-content: center;
}
.nz-disclaimer-bar i { color: var(--nz-blue); font-size: 14px; }
.nz-disclaimer-bar a { color: var(--nz-blue); font-weight: 800; text-decoration: underline; }

/* ============================================
   SECTION LABELS & TITLES
============================================ */
.nz-section-label {
  display: inline-block;
  font-size: 11px; font-weight: 800;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--nz-blue);
  background: var(--nz-blue-light);
  padding: 5px 14px; border-radius: 50px;
  border: 1.5px solid rgba(0,85,139,0.15);
  margin-bottom: 14px;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.nz-section-title {
  font-size: clamp(24px, 3vw, 38px);
  font-weight: 600; font-family: 'Fraunces', serif;
  color: var(--nz-text); margin-bottom: 12px;
}
.nz-section-title em { font-style: italic; color: var(--nz-blue); }
.nz-section-desc { font-size: 15px; color: var(--nz-text-mid); max-width: 560px; line-height: 1.7; }

/* ============================================
   HERO 
============================================ */
.nz-hero {
  background: var(--nz-white);
  padding: 0; overflow: hidden; position: relative;
}
.nz-hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 520px;
}

/* Left: content */
.nz-hero-content {
  padding: 64px 56px 64px 0;
  display: flex; flex-direction: column; justify-content: center;
  position: relative; z-index: 2;
}
.nz-hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--nz-blue-light);
  border: 1.5px solid rgba(0,85,139,0.18);
  color: var(--nz-blue);
  font-size: 12px; font-weight: 800;
  font-family: 'Plus Jakarta Sans', sans-serif;
  padding: 6px 16px; border-radius: 50px;
  text-transform: uppercase; letter-spacing: 0.06em;
  margin-bottom: 22px; width: fit-content;
}
.nz-hero-title {
  font-size: 50px; font-weight: 600;
  font-family: 'Fraunces', serif;
  color: var(--nz-text); line-height: 1.1; margin-bottom: 20px;
}
.nz-hero-title em { font-style: italic; color: var(--nz-blue); }
.nz-hero-desc {
  font-size: 15px; color: var(--nz-text-mid);
  line-height: 1.75; max-width: 480px; margin-bottom: 32px;
}
.nz-hero-stats {
  display: flex; gap: 28px; flex-wrap: wrap; margin-bottom: 32px;
}
.nz-stat-item { display: flex; flex-direction: column; }
.nz-stat-item strong {
  font-size: 22px; font-weight: 800;
  font-family: 'Plus Jakarta Sans', sans-serif;
  color: var(--nz-blue); line-height: 1; margin-bottom: 3px;
}
.nz-stat-item span {
  font-size: 12px; font-weight: 600;
  color: var(--nz-text-light);
  text-transform: uppercase; letter-spacing: 0.05em;
}
.nz-hero-btns { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }

.nz-btn-primary {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--nz-blue); color: white;
  font-size: 15px; font-weight: 700;
  font-family: 'Plus Jakarta Sans', sans-serif;
  padding: 14px 28px; border-radius: var(--nz-radius-md);
  transition: all 0.2s;
  box-shadow: 0 4px 16px rgba(0,85,139,0.25);
}
.nz-btn-primary:hover {
  background: var(--nz-blue-dark); color: white;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0,85,139,0.3);
}
.nz-btn-ghost {
  display: inline-flex; align-items: center; gap: 8px;
  color: var(--nz-text); font-size: 14px; font-weight: 700;
  font-family: 'Plus Jakarta Sans', sans-serif;
  padding: 13px 22px; border: 1.5px solid var(--nz-border);
  border-radius: var(--nz-radius-md); background: transparent; transition: all 0.2s;
}
.nz-btn-ghost:hover { border-color: var(--nz-blue); color: var(--nz-blue); background: var(--nz-blue-light); }

/* Right: image panel */
.nz-hero-visual {
  position: relative; background: var(--nz-blue-light); overflow: hidden;
}
.nz-hero-visual::before {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(0,85,139,0.07) 0%, rgba(0,85,139,0.02) 100%);
  z-index: 1;
}
.nz-hero-image { width: 100%; height: 100%; object-fit: cover; display: block; }
.nz-hero-float-badge {
  position: absolute; bottom: 28px; left: 28px; z-index: 2;
  background: white; border-radius: var(--nz-radius-md);
  padding: 14px 18px; box-shadow: var(--nz-shadow-md);
  display: flex; align-items: center; gap: 12px;
  border: 1px solid var(--nz-border); max-width: 240px;
}
.nz-float-icon {
  width: 40px; height: 40px; border-radius: var(--nz-radius-sm);
  background: var(--nz-blue-light); color: var(--nz-blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; flex-shrink: 0;
}
.nz-float-text strong { display: block; font-size: 13px; font-weight: 700; font-family: 'Plus Jakarta Sans', sans-serif; }
.nz-float-text span { font-size: 11px; color: var(--nz-text-light); }

/* ============================================
   QUICK FACTS STRIP 
============================================ */
.nz-facts-strip { background: var(--nz-blue); padding: 0; }
.nz-facts-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
}
.nz-fact-item {
  padding: 20px 24px; display: flex; align-items: center; gap: 14px;
  border-right: 1px solid rgba(255,255,255,0.15);
}
.nz-fact-item:last-child { border-right: none; }
.nz-fact-icon {
  width: 40px; height: 40px;
  background: rgba(255,255,255,0.15); border-radius: var(--nz-radius-sm);
  display: flex; align-items: center; justify-content: center;
  color: white; font-size: 18px; flex-shrink: 0;
}
.nz-fact-info strong { display: block; font-size: 14px; font-weight: 700; color: white; font-family: 'Plus Jakarta Sans', sans-serif; }
.nz-fact-info span { font-size: 12px; color: rgba(255,255,255,0.75); }

/* ============================================
   WHAT IS NZeTA — INFO SECTION
============================================ */
.nz-info-section { padding: 60px 0; background: var(--nz-white); }
.nz-info-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.nz-info-visual { position: relative; }
.nz-info-img {
  width: 100%; border-radius: var(--nz-radius-lg);
  display: block; box-shadow: var(--nz-shadow-lg);
}
.nz-info-img-overlay {
  position: absolute; bottom: -20px; right: -20px;
  background: white; border: 1px solid var(--nz-border);
  border-radius: var(--nz-radius-md); padding: 16px 20px;
  box-shadow: var(--nz-shadow-md);
  display: flex; flex-direction: column; align-items: center; gap: 4px;
}
.nz-info-img-overlay strong {
  font-size: 16px; font-weight: 800; color: var(--nz-blue);
  font-family: 'Plus Jakarta Sans', sans-serif; line-height: 1;
}
.nz-info-img-overlay span {
  font-size: 11px; color: var(--nz-text-light);
  font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em;
  text-align: center;
}
.nz-info-text p { font-size: 15px; color: var(--nz-text-mid); line-height: 1.8; margin-bottom: 20px; }

.nz-check-list { list-style: none; padding: 0; margin: 0 0 24px; }
.nz-check-list li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 14px; color: var(--nz-text-mid);
  padding: 9px 0; border-bottom: 1px dashed var(--nz-border); line-height: 1.6;
}
.nz-check-list li:last-child { border-bottom: none; }
.nz-check-list li i { color: var(--nz-green); flex-shrink: 0; margin-top: 2px; font-size: 15px; }

.nz-note-box {
  background: var(--nz-gold-light);
  border: 1.5px solid rgba(232,160,32,0.3);
  border-radius: var(--nz-radius-md); padding: 16px 20px;
  font-size: 13.5px; color: #6b4700;
  display: flex; gap: 10px; align-items: flex-start;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.nz-note-box i { color: var(--nz-gold); flex-shrink: 0; font-size: 16px; margin-top: 1px; }

/* ============================================
   APPLICATION STEPS
============================================ */
.nz-steps-section { padding: 60px 0; background: var(--nz-surface); }
.nz-steps-header { text-align: center; margin-bottom: 56px; }
.nz-steps-row {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 0; position: relative;
}
.nz-steps-row::before {
  content: ''; position: absolute;
  top: 52px;
  left: calc(16.66% + 24px); right: calc(16.66% + 24px);
  height: 2px;
  background: linear-gradient(90deg, var(--nz-blue) 0%, rgba(0,85,139,0.3) 100%);
  z-index: 0;
}
.nz-step-item {
  display: flex; flex-direction: column; align-items: center;
  text-align: center; padding: 0 24px; position: relative; z-index: 1;
}
.nz-step-num-ring {
  width: 80px; height: 80px; border-radius: 50%;
  background: white; border: 3px solid var(--nz-blue);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 24px;
  box-shadow: 0 0 0 6px var(--nz-blue-light); flex-shrink: 0;
}
.nz-step-num-ring i { font-size: 30px; color: var(--nz-blue); }
.nz-step-item h5 { font-size: 16px; font-weight: 700; font-family: 'Plus Jakarta Sans', sans-serif; margin-bottom: 10px; }
.nz-step-item p { font-size: 13.5px; color: var(--nz-text-mid); line-height: 1.7; max-width: 260px; }
.nz-step-badge {
  display: inline-block; font-size: 10px; font-weight: 800;
  text-transform: uppercase; letter-spacing: 0.08em;
  background: var(--nz-blue); color: white;
  padding: 3px 10px; border-radius: 50px; margin-bottom: 10px;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.nz-steps-cta { text-align: center; margin-top: 56px; }

/* ============================================
   REQUIREMENTS
============================================ */
.nz-req-section { padding: 60px 0; background: var(--nz-white); }
.nz-req-grid {
  display: grid; grid-template-columns: repeat(2, 1fr);
  gap: 16px; margin-top: 40px;
}
.nz-req-item {
  display: flex; align-items: flex-start; gap: 16px;
  background: var(--nz-surface); border: 1px solid var(--nz-border);
  border-radius: var(--nz-radius-md); padding: 20px 22px; transition: all 0.2s;
}
.nz-req-item:hover { border-color: rgba(0,85,139,0.25); background: var(--nz-white); box-shadow: var(--nz-shadow-sm); }
.nz-req-icon {
  width: 44px; height: 44px; border-radius: var(--nz-radius-sm);
  background: var(--nz-blue-light); color: var(--nz-blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; flex-shrink: 0;
}
.nz-req-text h6 { font-size: 14px; font-weight: 700; font-family: 'Plus Jakarta Sans', sans-serif; margin-bottom: 5px; color: var(--nz-text); }
.nz-req-text p { font-size: 13px; color: var(--nz-text-mid); margin: 0; line-height: 1.65; }

/* ============================================
   ELIGIBLE COUNTRIES
============================================ */
.nz-countries-section { padding: 60px 0; background: var(--nz-surface); }
.nz-countries-search { max-width: 400px; margin: 32px auto 0; position: relative; }
.nz-countries-search input {
  width: 100%; padding: 13px 20px 13px 44px;
  border: 1.5px solid var(--nz-border); border-radius: var(--nz-radius-md);
  font-size: 14px; font-family: 'Plus Jakarta Sans', sans-serif;
  background: white; outline: none; transition: border-color 0.2s;
}
.nz-countries-search input:focus { border-color: var(--nz-blue); }
.nz-countries-search i {
  position: absolute; left: 15px; top: 50%; transform: translateY(-50%);
  color: var(--nz-text-light); font-size: 16px;
}
.nz-country-grid {
  display: grid; grid-template-columns: repeat(auto-fill, minmax(140px, 1fr));
  gap: 10px; margin-top: 32px;
}
.nz-country-item {
  background: white; border: 1px solid var(--nz-border);
  border-radius: var(--nz-radius-md); padding: 12px 14px;
  display: flex; align-items: center; gap: 10px;
  font-size: 13px; font-weight: 600;
  font-family: 'Plus Jakarta Sans', sans-serif; color: var(--nz-text); transition: all 0.15s;
}
.nz-country-item:hover { border-color: var(--nz-blue); background: var(--nz-blue-light); color: var(--nz-blue); }
.nz-country-item img { width: 26px; height: 18px; object-fit: cover; border-radius: 3px; flex-shrink: 0; box-shadow: 0 1px 3px rgba(0,0,0,0.12); }
.nz-country-note { text-align: center; margin-top: 20px; font-size: 12.5px; color: var(--nz-text-light); font-family: 'Plus Jakarta Sans', sans-serif; }
.nz-country-note a { color: var(--nz-blue); font-weight: 700; }

/* ============================================
   PROCESSING & OUTCOMES
============================================ */
.nz-process-section { padding: 60px 0; background: var(--nz-white); }
.nz-process-cols {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 24px; margin-top: 48px;
}
.nz-process-card { border-radius: var(--nz-radius-lg); padding: 30px 26px; height: 100%; }
.nz-process-card.time    { background: var(--nz-blue-light); border: 1.5px solid rgba(0,85,139,0.15); }
.nz-process-card.delay   { background: #fffbf0; border: 1.5px solid rgba(232,160,32,0.25); }
.nz-process-card.outcome { background: #f0fdf6; border: 1.5px solid rgba(26,140,78,0.2); }

.nz-process-head {
  display: flex; align-items: center; gap: 14px;
  margin-bottom: 20px; padding-bottom: 16px;
  border-bottom: 1px solid rgba(0,0,0,0.06);
}
.nz-process-icon {
  width: 46px; height: 46px; border-radius: var(--nz-radius-sm);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; flex-shrink: 0;
}
.time    .nz-process-icon { background: rgba(0,85,139,0.12); color: var(--nz-blue); }
.delay   .nz-process-icon { background: rgba(232,160,32,0.15); color: var(--nz-gold); }
.outcome .nz-process-icon { background: rgba(26,140,78,0.10); color: var(--nz-green); }
.nz-process-head h5 { font-size: 15px; font-weight: 700; font-family: 'Plus Jakarta Sans', sans-serif; margin: 0; }
.nz-process-card p, .nz-process-card li { font-size: 13.5px; color: var(--nz-text-mid); line-height: 1.7; margin-bottom: 10px; }
.nz-process-card ul { list-style: none; padding: 0; margin: 0; }
.nz-process-card ul li {
  display: flex; align-items: flex-start; gap: 8px;
  padding: 6px 0; border-bottom: 1px dashed rgba(0,0,0,0.07);
}
.nz-process-card ul li:last-child { border-bottom: none; }
.nz-process-card ul li i { flex-shrink: 0; margin-top: 3px; }
.delay .nz-process-card ul li i { color: var(--nz-gold); }
.nz-outcome-row { display: flex; flex-direction: column; gap: 12px; }
.nz-outcome-item {
  background: white; border-radius: var(--nz-radius-sm);
  padding: 12px 16px; font-size: 13px; border: 1px solid rgba(0,0,0,0.05);
}
.nz-outcome-item strong {
  display: block; font-size: 12px; font-weight: 800;
  text-transform: uppercase; letter-spacing: 0.05em;
  font-family: 'Plus Jakarta Sans', sans-serif; margin-bottom: 4px;
}
.nz-outcome-item.approved strong { color: var(--nz-green); }
.nz-outcome-item.declined strong { color: var(--nz-blue); }

/* ============================================
   HOW WE HELP
============================================ */
.nz-help-section { padding: 60px 0; background: var(--nz-surface); }
.nz-help-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 20px; margin-top: 48px;
}
.nz-help-card {
  background: var(--nz-white); border: 1px solid var(--nz-border);
  border-radius: var(--nz-radius-lg); padding: 28px 24px;
  transition: all 0.25s; position: relative; overflow: hidden;
}
.nz-help-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--nz-blue); transform: scaleX(0);
  transition: transform 0.25s; transform-origin: left;
}
.nz-help-card:hover::before { transform: scaleX(1); }
.nz-help-card:hover { border-color: rgba(0,85,139,0.2); box-shadow: var(--nz-shadow-md); transform: translateY(-3px); }
.nz-help-icon {
  width: 48px; height: 48px;
  background: var(--nz-blue-light); color: var(--nz-blue);
  border-radius: var(--nz-radius-sm);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; margin-bottom: 18px;
}
.nz-help-card h4 { font-size: 16px; font-weight: 700; font-family: 'Plus Jakarta Sans', sans-serif; margin-bottom: 10px; color: var(--nz-text); }
.nz-help-card p { font-size: 13.5px; color: var(--nz-text-mid); line-height: 1.7; margin: 0; }

/* ============================================
   FEES & TRANSPARENCY
============================================ */
.nz-fees-section { padding: 60px 0; background: var(--nz-surface); }
.nz-fees-card {
  background: white; border-radius: var(--nz-radius-xl);
  border: 1px solid var(--nz-border);
  overflow: hidden; box-shadow: var(--nz-shadow-md);
}
.nz-fees-header {
  background: linear-gradient(135deg, var(--nz-blue) 0%, var(--nz-blue-dark) 100%);
  padding: 36px 48px;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 20px;
}
.nz-fees-header h3 { font-size: 28px; color: white; font-family: 'Fraunces', serif; margin: 0; }
.nz-fees-price { text-align: right; }
.nz-fees-price small { display: block; font-size: 12px; color: rgba(255,255,255,0.7); font-weight: 600; font-family: 'Plus Jakarta Sans', sans-serif; }
.nz-fees-price strong { font-size: 40px; font-weight: 800; color: white; font-family: 'Plus Jakarta Sans', sans-serif; line-height: 1; }
.nz-fees-body { padding: 40px 48px; }
.nz-fees-items { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 30px; }
.nz-fee-item {
  background: var(--nz-surface); border: 1px solid var(--nz-border);
  border-radius: var(--nz-radius-md); padding: 20px 18px; text-align: center;
}
.nz-fee-item i { font-size: 24px; color: var(--nz-blue); display: block; margin-bottom: 10px; }
.nz-fee-item h6 { font-size: 13px; font-weight: 700; font-family: 'Plus Jakarta Sans', sans-serif; margin-bottom: 6px; }
.nz-fee-item p { font-size: 12.5px; color: var(--nz-text-mid); margin: 0; line-height: 1.6; }
.nz-fees-note {
  background: var(--nz-gold-light); border: 1px solid rgba(232,160,32,0.25);
  border-radius: var(--nz-radius-md); padding: 16px 20px;
  font-size: 13px; color: #6b4700;
  display: flex; gap: 10px; align-items: flex-start;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.nz-fees-note i { color: var(--nz-gold); flex-shrink: 0; font-size: 16px; margin-top: 1px; }

/* ============================================
   WHO WE ARE
============================================ */
.nz-about-section { padding: 60px 0; background: var(--nz-text); }
.nz-about-card { text-align: center; max-width: 680px; margin: 0 auto; }
.nz-about-card h3 { font-size: 28px; color: white; font-family: 'Fraunces', serif; margin-bottom: 18px; }
.nz-about-card p { font-size: 14.5px; color: rgba(255,255,255,0.72); line-height: 1.8; margin-bottom: 14px; }
.nz-about-card a { color: rgba(255,255,255,0.5); font-size: 13px; font-weight: 600; text-decoration: underline; }
.nz-about-card a:hover { color: white; }

/* ============================================
   FINAL CTA
============================================ */
.nz-cta-section {
  padding: 70px 0;
  background: linear-gradient(135deg, #e8f4fd 0%, var(--nz-white) 60%, #f0f8ff 100%);
  text-align: center; border-top: 1px solid var(--nz-border);
}
.nz-cta-section h2 { font-size: clamp(24px, 3vw, 38px); font-family: 'Fraunces', serif; color: var(--nz-text); margin-bottom: 14px; }
.nz-cta-section p { font-size: 15px; color: var(--nz-text-mid); max-width: 500px; margin: 0 auto 30px; }
.nz-cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ============================================
   FAQ — mirrors ca-faq-section exactly
============================================ */
.nz-faq-section { padding: 60px 0; background: var(--nz-white); }
.nz-faq-inner {
  display: grid; grid-template-columns: 0.85fr 1.15fr;
  gap: 64px; align-items: start;
}
.nz-faq-left { position: sticky; top: 88px; }
.nz-faq-left-title {
  font-size: clamp(26px, 3vw, 38px); font-weight: 600;
  font-family: 'Fraunces', serif; color: var(--nz-text);
  line-height: 1.15; margin-bottom: 14px;
}
.nz-faq-left-title em { font-style: italic; color: var(--nz-blue); }
.nz-faq-left-desc { font-size: 14.5px; color: var(--nz-text-mid); line-height: 1.75; margin-bottom: 28px; }
.nz-faq-help-box {
  display: flex; align-items: flex-start; gap: 16px;
  background: var(--nz-surface); border: 1px solid var(--nz-border);
  border-radius: var(--nz-radius-lg); padding: 22px 20px;
}
.nz-faq-help-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  background: var(--nz-blue-light); color: var(--nz-blue);
  border-radius: var(--nz-radius-sm);
  display: flex; align-items: center; justify-content: center; font-size: 20px;
}
.nz-faq-help-box strong { display: block; font-size: 14px; font-weight: 700; font-family: 'Plus Jakarta Sans', sans-serif; color: var(--nz-text); margin-bottom: 5px; }
.nz-faq-help-box p { font-size: 13px; color: var(--nz-text-mid); margin-bottom: 12px; line-height: 1.6; }
.nz-faq-contact-link {
  display: inline-flex; align-items: center; gap: 4px;
  font-size: 13px; font-weight: 700; font-family: 'Plus Jakarta Sans', sans-serif;
  color: var(--nz-blue); padding: 8px 16px;
  border: 1.5px solid var(--nz-blue); border-radius: var(--nz-radius-sm); transition: all 0.2s;
}
.nz-faq-contact-link:hover { background: var(--nz-blue); color: white; }

/* Accordion */
.nz-accordion {
  display: flex; flex-direction: column; gap: 0;
  border: 1px solid var(--nz-border); border-radius: var(--nz-radius-lg);
  overflow: hidden; box-shadow: var(--nz-shadow-sm);
}
.nz-acc-item { border-bottom: 1px solid var(--nz-border); background: var(--nz-white); }
.nz-acc-item:last-child { border-bottom: none; }
.nz-acc-btn {
  width: 100%; display: flex; align-items: center;
  justify-content: space-between; gap: 16px;
  padding: 18px 22px; background: transparent; border: none;
  outline: none; text-align: left; cursor: pointer;
  transition: background 0.15s; font-family: 'Plus Jakarta Sans', sans-serif;
}
.nz-acc-btn:hover { background: var(--nz-surface); }
.nz-acc-btn[aria-expanded="true"] { background: var(--nz-blue-light); }
.nz-acc-btn span { font-size: 14.5px; font-weight: 700; color: var(--nz-text); line-height: 1.4; flex: 1; }
.nz-acc-btn[aria-expanded="true"] span { color: var(--nz-blue); }
.nz-acc-icon { font-size: 18px; color: var(--nz-text-light); flex-shrink: 0; transition: transform 0.2s, color 0.2s; }
.nz-acc-btn[aria-expanded="true"] .nz-acc-icon { transform: rotate(45deg); color: var(--nz-blue); }
.nz-acc-body { padding: 0 22px 18px 22px; background: var(--nz-blue-light); }
.nz-acc-body p { font-size: 14px; color: var(--nz-text-mid); line-height: 1.75; margin: 0; padding-top: 4px; }

/* ============================================
   RESPONSIVE
============================================ */
@media (max-width: 991px) {
  .nz-hero-inner { grid-template-columns: 1fr; }
  .nz-hero-visual { height: 320px; }
  .nz-hero-content { padding: 48px 0 32px; }
  .nz-facts-grid { grid-template-columns: repeat(2, 1fr); }
  .nz-fact-item:nth-child(2) { border-right: none; }
  .nz-help-grid { grid-template-columns: repeat(2, 1fr); }
  .nz-info-cols { grid-template-columns: 1fr; }
  .nz-info-img-overlay { bottom: 12px; right: 12px; }
  .nz-steps-row { grid-template-columns: 1fr; }
  .nz-steps-row::before { display: none; }
  .nz-req-grid { grid-template-columns: 1fr; }
  .nz-process-cols { grid-template-columns: 1fr; }
  .nz-fees-items { grid-template-columns: repeat(2, 1fr); }
  .nz-fees-header { padding: 28px; }
  .nz-fees-body { padding: 28px; }
  .nz-faq-inner { grid-template-columns: 1fr; gap: 36px; }
  .nz-faq-left { position: static; }
}
@media (max-width: 767px) {
  .nz-hero-content { padding: 36px 0 24px; }
  .nz-hero-title { font-size: 28px; }
  .nz-hero-stats { gap: 18px; }
  .nz-facts-grid { grid-template-columns: repeat(2, 1fr); }
  .nz-help-grid { grid-template-columns: 1fr; }
  .nz-country-grid { grid-template-columns: repeat(auto-fill, minmax(120px, 1fr)); }
  .nz-fees-items { grid-template-columns: 1fr; }
  .nz-fees-price { text-align: left; }
  .nz-section-title { font-size: 24px; }
  .nz-faq-section { padding: 56px 0; }
  .nz-acc-btn { padding: 15px 18px; }
  .nz-acc-body { padding: 0 18px 16px; }
}